谷歌必须向股东证明，AI 赚的钱，已经足以覆盖掉那些昂贵的服务器折旧和惊人的电费账单，实现了商业逻辑上的“自我融资”。微软也在同步执行这一策略。在其财报声明中，清晰地标注了得益于 OpenAI 的投资收益与云端 AI 服务的拉动，公司净利润得以实现 60% 的同比暴增。
The divergence isn’t just generational. It’s also impacted by pay type. A June 2025 Vanguard study found that hardship withdrawals were much more likely among hourly wage workers than salaried workers thanks to monthly income volatility incurred by hourly wage workers.
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